Various U.S. COVID programs still offer billions in aid although no fourth stimulus package has yet been approved.

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Through December, most households with children age 17 and younger are receiving monthly cash payments through a temporary expansion of the child tax credit. Households can get a total of up to $1,500 for kids ages 6 to 17, and as much as $1,800 for each child under age 6.

Next year at tax time, the credit will provide duplicate second helpings of money that families can collect through tax refunds. ...

More than 75% of $46.6 billion is still available in pandemic funds to help struggling renters, according to the latest U.S. Treasury data.

Despite red tape that has slowed states and local housing programs from giving out the cash, some places are getting their acts together.

For instance, significant improvements were made in September: Los Angeles gave out $72 million and Illinois distributed $177 million. Illinois tenants and landlords who qualify can request one-time grants of up to $25,000. ...

If you've had trouble keeping up with your house payments and utility bills, you can still seek financial relief through a $10 billion mortgage assistance program that was part of a massive federal stimulus package.

You can receive money if you have a loan balance that, in most parts of the U.S., doesn't top $548,250. 

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